Why Prepaid Cremation? Direct Cremation Pre Planning
Let's be honest; if someone were to ask you, "what's the benefit of direct cremation pre planning?" you'd probably answer quite simply: "it helps prevent mistakes". It's true in all areas of our lives; when we take the time to plan ahead, we can save ourselves time, energy and, of course; quite often planning ahead can also save us money. This is especially true in relation to direct cremation pre planning. If we agree on the answer to the question "why plan ahead?" it's easy to see the enormous value of pre planning your cremation services.
Other Benefits of Preplanning Direct Cremation
Certainly, whenever we make the effort to plan ahead we benefit. Not only can we save ourselves precious time and energy (and let's not forget money); but there are some other real benefits in direct cremation pre-planning, and not just for ourselves, but for those we love.
Benefit #1:Because you've had the foresight to plan ahead, your family will not be forced to make emotionally-difficult cremation planning decisions after you're gone. There's no more difficult task than cremation planning when grief is fresh; the sorrow, confusion and fatigue can make clear, decisive thinking almost impossible. Your foresight has saved them the heartbreaking task, and given them much-needed time to share their grief and get emotional support from one another.
Benefit #2: Since you've taken the time to plan ahead, you (and your family) will have greater peace-of-mind. Is there anything more valuable than peace-of-mind? We're reminded of the passage from Wally Lamb's book, I Know this Much is True: “If I could just write it down in a piece of paper, then maybe she could get a decent night's sleep, eat a little of her dinner. Maybe she could have a minute's worth of peace.” In writing down your final wishes, you've effectively given those you love far more than a minute's worth of peace; you've given hours, days, weeks and even years of peace. How priceless a gift.
Benefit #3: If you've chosen to pre-pay for your direct cremation, you've effectively saved some of your family's hard-earned money. The National Funeral Directors Association published a "Bill of Rights for Funeral Preplanning" which states, "Before making any decisions on preplanning or prefunding funeral goods or services, or signing a preneed funeral contract, we urge you to ask any and all questions you may have regarding the planning process." According to this guiding organization, the funeral professional you meet with for direct cremation pre planning must provide you with:
A detailed price lists of goods and services before you make your selections
A written statement listing all the goods and services you have purchased (along with the prices of each) you, at the conclusion of the cremation arrangement conference
A written preneed contract explaining, in plain language, your rights and obligations
In addition, the contract provided to you must:
Guarantee that if any of the goods or services you have selected are not available at the time of need, goods and services of equal or greater value will be substituted at no extra cost.
Explain the geographical boundaries of the firm's service area
Identify under what circumstances you can transfer the preneed contract to another funeral home if you were to relocate, or if the death were to occur outside of the service area.
State where and how much of the funds you pay will be deposited until the direct cremation is provided.
Explain exactly will be responsible for paying taxes on any income or interest generated by the preneed funds that are invested.
Inform you whether, and to what extent, the direct cremation provider will guarantee the price of goods and services you are purchasing. (If the prices are not guaranteed, the contract will explain who is responsible for any additional amounts that may be due at the time of the funeral.)
Explain whether and under what circumstances you may cancel your preneed contract and how much of the funds you paid will be refunded.
Enjoy the Benefits of Direct Cremation Pre-Planning
Are you ready to experience the peace-of-mind gained from cremation pre planning? We're ready to assist you. In fact, we've made it easy for you to plan ahead by offering you two ways to preplan direct cremation ahead of time. You can use our online pre-arrangement planner, Pre-Arrange Online, in the privacy and comfort of your home. Or, if you feel a need for additional guidance, you can set an appointment to sit down with a professional to make your cremation pre-arrangements by calling us at (313) 982-1000. Don't worry; there's no need to come into our offices; we'll be pleased to come to you.